Blog
SARS Sees More Than You Think — And 2026 Is the Year It Acts
South Africans are entering a new tax reality: SARS no longer hunts for clues. It already has the data — and it’s using it. Banks now send SARS detailed third‑party reports showing total deposits, withdrawals, interest and loan activity. As one recent article put it,...
Debt Summons: Can I Apply for Debt Review After Summons?
Debt summons received: Can I apply for debt review after I've received a summons for debt? No! Section 86(2) read with section 130 of the National Credit Act forbids the debtor from approaching a Debt Counsellor to apply for debt review of the debt after...
The National Credit Act & Friendly Loans
Court Summons: Do I have to comply with the National Credit Act when I sue for payment of a friendly loan? Court summons: My friend lost his job and he started defaulting on his credit. It became so bad he could not pay for water and electricity and his services were...
Court Summons received – The story of a failed debt review
Court Summons - How The Problem Started Receiving a court summons: My wife lost her job and we started default on our bond and vehicle account. Before we knew it we were 3 instalments in arrears and we started receiving calls from call centres 2 or 3 times per day....